This is not where most people belong. Level 3 exists for those who have completed the lower tiers and found them insufficient – or for those who arrive already knowing that modest amounts do not register the way they need to.
The principal is substantial. The interest rate reflects the seriousness of the undertaking. The final month demands genuine sacrifice – not the theatrical kind, but the kind that reshapes how you think about money for ninety days.
If you are ready, you already know. Purchase the contract, sign it, pay.